Negative points

I disagree with this idea because if it happens to me i would be annoyed, however i think that in the game a club should be deducted points for Going into negative money in your bank [for example starting with -1pt for up to 5,000, then -3 for up to 20,000 and so on]
I couldn't really come up with anymore ideas except if you allow your stadium to deteriorate too much for instance below 70% then points can be deducted due to 'fan safety'
Like I said this probably wouldn't be a very popular idea and probably has been recommended before but oh well I like coming up with ideas

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Why should a team be deducted points for going into negative funds? This is a really silly idea. There are a number of reasons why teams can go into negative funds and many may be just a timing issue between renewal of contracts and the income of the next home game.
If you haven't got the funds to purchase players or improve your facilities then you can't do so. This seems entirely suitable to me.